Underrated Causes Why You Want a Wells Fargo Propel Card – NerdWallet

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When you’re hesitant to get the Wells Fargo Propel American Specific® card or are unsure concerning the good that may come from it, there are a number of lesser-known advantages you need to contemplate earlier than making a choice. Here is what it’s worthwhile to know concerning the card.

However first: The well-known causes

  • Welcome bonus: Earn 20,000 bonus factors whenever you spend $1,000 in purchases within the first 3 months – that is a $200 money redemption worth.

  • Level earnings: Earn 3 factors per greenback spent on consuming out and ordering in, fuel stations, rideshares, transit, flights, motels, homestays, automobile leases and over a dozen standard streaming companies.

The underrated causes

Factors by no means expire so long as your account stays open

Managing a number of expiration dates throughout bank card rewards applications is usually a trouble. Due to this bank card’s beneficiant coverage, nonetheless, you by no means want to fret about redemption deadlines. With Wells Fargo’s Go Far Rewards program, you may redeem rewards for money, charitable donations, merchandise, present playing cards and journey.

Cellphone safety

When you pay your month-to-month mobile phone invoice along with your card, you may mechanically take pleasure in as much as $600 in safety for eligible cell telephones which might be broken or stolen. You can also make two claims per 12-month interval.

You possibly can repay your bank card with factors

Wells Fargo lets cardholders use their rewards factors to repay the principal on their bank card in $25 increments for two,500 factors.

No overseas transaction charges or overseas foreign money conversion charges

For vacationers headed exterior of the U.S., you should utilize your Wells Fargo Propel American Specific® card on purchases with out getting dinged for any overseas transaction charges.

Automated level redemptions

One other underrated cause to get this bank card is that you may arrange computerized redemptions to obtain present playing cards, paper checks or a money reward deposited into an eligible account. As soon as your rewards steadiness reaches 2,500, the automated redemption of your selection can happen.

Add approved redeemers to your rewards account

You possibly can add one other Wells Fargo buyer to your rewards account as an “approved redeemer,” which will be useful particularly for households. This provides your family members distinctive entry to reserving rewards journey or incomes present playing cards with out your hands-on administration.

Journey safety perks

Misplaced baggage reimbursement, automobile rental loss and injury insurance coverage, roadside help, 24/7 journey and emergency help and emergency money advances can assist ease journey hiccups and points for vacationers carrying their Wells Fargo Propel American Specific® card.

The underside line

With a $0 annual charge and alternatives to earn accelerated rewards (that by no means expire) on frequent purchases like eating places, journey and Netflix, there are a number of underrated explanation why the Wells Fargo Propel American Specific® card is an efficient selection for these searching for a easy rewards card.

Learn how to Maximize Your Rewards

You need a journey bank card that prioritizes what’s vital to you. Listed here are our picks for the best travel credit cards of 2021, together with these finest for:

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